SSPY vs. UDIV ETF Comparison

Comparison of Syntax Stratified LargeCap ETF (SSPY) to Franklin U.S. Core Dividend Tilt Index ETF (UDIV)

SSPY

Syntax Stratified LargeCap ETF

SSPY Description

The investment seeks to provide investment results that, before expenses, correspond generally to the total return performance of publicly traded equity securities of companies in the Syntax Stratified LargeCap Index (the "index"). Under normal market conditions, the fund generally invests substantially all, and at least 95% of its total assets in the securities comprising the index. The index, which was created by Syntax, LLC, an affiliate of the fund's investment adviser, is the stratified-weight version of the widely used S&P 500® Index and holds the same constituents as the S&P 500.

Grade (RS Rating)

Last Trade

$82.77

Average Daily Volume

2,246

Number of Holdings ^*

500

* may have additional holdings in another (foreign) market

UDIV

Franklin U.S. Core Dividend Tilt Index ETF

UDIV Description

The investment seeks to provide investment results that closely correspond, before fees and expenses, to the performance of the LibertyQ Global Dividend Index. The fund invests at least 80% of its assets in the component securities of the index and in depositary receipts representing such securities. The index includes stocks from developed and emerging market countries with high and persistent dividend income that have favorable exposure to a quality investment style factor.

Grade (RS Rating)

Last Trade

$46.58

Average Daily Volume

4,680

Number of Holdings ^*

277

* may have additional holdings in another (foreign) market

Performance

Period	SSPY	UDIV
30 Days	5.49%	3.09%
60 Days	5.34%	4.65%
90 Days	4.72%	7.29%
12 Months	24.59%	35.49%

243 Overlapping Holdings

	Symbol	Grade	Weight in SSPY	Weight in UDIV	Overlap
	AAPL	B	0.5%	6.17%	0.5%
	ABBV	D	0.24%	0.97%	0.24%
	ABT	B	0.06%	0.48%	0.06%
	ACN	B	0.13%	0.45%	0.13%
	ADBE	C	0.16%	0.35%	0.16%
	ADI	D	0.22%	0.52%	0.22%
	ADP	B	0.21%	0.13%	0.13%
	AEE	A	0.08%	0.03%	0.03%
	AEP	D	0.24%	0.29%	0.24%
	AES	F	0.32%	0.06%	0.06%
	ALL	B	0.2%	0.1%	0.1%
	AMAT	F	0.18%	0.38%	0.18%
	AMCR	D	0.13%	0.09%	0.09%
	AMD	F	0.14%	0.43%	0.14%
	AMGN	D	0.24%	0.62%	0.24%
	AMT	D	0.06%	0.35%	0.06%
	AMZN	C	0.22%	3.48%	0.22%
	ANET	C	0.21%	0.28%	0.21%
	APA	F	0.07%	0.06%	0.06%
	APD	A	0.05%	0.18%	0.05%
	APH	B	0.19%	0.05%	0.05%
	ARE	D	0.11%	0.1%	0.1%
	AVB	B	0.1%	0.18%	0.1%
	AVGO	D	0.23%	1.72%	0.23%
	AXON	B	0.09%	0.08%	0.08%
	BAC	A	0.12%	0.65%	0.12%
	BAX	F	0.05%	0.09%	0.05%
	BBY	D	0.17%	0.11%	0.11%
	BEN	C	0.09%	0.04%	0.04%
	BK	A	0.11%	0.33%	0.11%
	BKR	C	0.35%	0.18%	0.18%
	BLK	C	0.08%	0.87%	0.08%
	BMY	B	0.25%	0.69%	0.25%
	BR	A	0.11%	0.11%	0.11%
	BX	B	0.08%	0.76%	0.08%
	BXP	D	0.11%	0.07%	0.07%
	C	A	0.13%	0.82%	0.13%
	CAG	D	0.21%	0.07%	0.07%
	CAH	B	0.19%	0.02%	0.02%
	CAT	B	0.14%	0.1%	0.1%
	CCI	D	0.06%	0.24%	0.06%
	CDNS	B	0.33%	0.14%	0.14%
	CFG	B	0.06%	0.13%	0.06%
	CINF	A	0.14%	0.14%	0.14%
	CLX	C	0.41%	0.12%	0.12%
	CMCSA	C	0.52%	0.36%	0.36%
	CME	A	0.04%	0.46%	0.04%
	CMG	B	0.5%	0.12%	0.12%
	CMI	A	0.08%	0.3%	0.08%
	CMS	C	0.08%	0.11%	0.08%
	COP	D	0.07%	0.25%	0.07%
	COST	B	0.71%	0.26%	0.26%
	CPB	D	0.2%	0.05%	0.05%
	CPT	B	0.11%	0.07%	0.07%
	CRM	B	0.35%	0.51%	0.35%
	CRWD	B	0.18%	0.3%	0.18%
	CSCO	A	0.21%	0.86%	0.21%
	CTRA	B	0.17%	0.12%	0.12%
	CVS	D	0.69%	0.39%	0.39%
	CVX	B	0.76%	1.12%	0.76%
	D	C	0.24%	0.27%	0.24%
	DELL	C	0.17%	0.1%	0.1%
	DFS	B	0.69%	0.14%	0.14%
	DG	F	0.17%	0.03%	0.03%
	DIS	B	0.21%	0.13%	0.13%
	DLR	A	0.26%	0.32%	0.26%
	DOC	C	0.11%	0.09%	0.09%
	DOW	F	0.07%	0.19%	0.07%
	DRI	B	0.51%	0.12%	0.12%
	DTE	C	0.25%	0.14%	0.14%
	DUK	C	0.07%	0.49%	0.07%
	DVN	F	0.16%	0.16%	0.16%
	EBAY	C	0.22%	0.13%	0.13%
	ED	D	0.24%	0.19%	0.19%
	EIX	A	0.25%	0.19%	0.19%
	EL	F	0.5%	0.09%	0.09%
	EMN	D	0.05%	0.07%	0.05%
	EMR	A	0.03%	0.22%	0.03%
	EOG	C	0.07%	0.07%	0.07%
	EQIX	A	0.27%	0.21%	0.21%
	EQR	B	0.1%	0.14%	0.1%
	ES	D	0.07%	0.12%	0.07%
	ESS	B	0.1%	0.11%	0.1%
	ETN	A	0.26%	0.41%	0.26%
	ETR	B	0.25%	0.18%	0.18%
	EVRG	A	0.08%	0.08%	0.08%
	EXC	D	0.3%	0.22%	0.22%
	EXR	C	0.11%	0.2%	0.11%
	F	C	0.25%	0.27%	0.25%
	FANG	F	0.07%	0.21%	0.07%
	FAST	B	0.13%	0.27%	0.13%
	FDX	B	0.07%	0.08%	0.07%
	FE	D	0.24%	0.12%	0.12%
	FIS	D	0.05%	0.02%	0.02%
	FITB	B	0.06%	0.19%	0.06%
	GD	F	0.16%	0.06%	0.06%
	GEN	A	0.17%	0.07%	0.07%
	GILD	B	0.25%	0.63%	0.25%
	GIS	D	0.21%	0.2%	0.2%
	GLW	B	0.19%	0.21%	0.19%
	GOOG	C	0.23%	1.73%	0.23%
	GOOGL	C	0.23%	1.92%	0.23%
	GPC	D	0.15%	0.11%	0.11%
	GRMN	A	0.33%	0.18%	0.18%
	GS	B	0.25%	0.44%	0.25%
	HBAN	B	0.06%	0.16%	0.06%
	HD	A	0.26%	1.06%	0.26%
	HON	B	0.17%	0.18%	0.17%
	HPE	B	0.19%	0.1%	0.1%
	HPQ	B	0.35%	0.23%	0.23%
	HRL	D	0.36%	0.05%	0.05%
	HST	C	0.11%	0.07%	0.07%
	HUBB	B	0.26%	0.06%	0.06%
	IBM	C	0.34%	0.81%	0.34%
	IFF	D	0.05%	0.13%	0.05%
	INTC	C	0.16%	0.41%	0.16%
	INTU	C	0.2%	0.47%	0.2%
	INVH	D	0.1%	0.12%	0.1%
	IP	B	0.06%	0.12%	0.06%
	IPG	C	0.34%	0.06%	0.06%
	IRM	C	0.06%	0.17%	0.06%
	ISRG	C	0.12%	0.14%	0.12%
	ITW	A	0.17%	0.43%	0.17%
	JCI	C	0.08%	0.23%	0.08%
	JNJ	D	0.24%	1.16%	0.24%
	JNPR	F	0.2%	0.07%	0.07%
	JPM	B	0.13%	1.35%	0.13%
	K	A	0.18%	0.12%	0.12%
	KEY	A	0.06%	0.11%	0.06%
	KHC	D	0.21%	0.16%	0.16%
	KIM	A	0.06%	0.1%	0.06%
	KKR	B	0.09%	0.16%	0.09%
	KLAC	F	0.17%	0.3%	0.17%
	KMB	C	0.42%	0.26%	0.26%
	KMI	B	0.25%	0.32%	0.25%
	KO	D	0.25%	0.74%	0.25%
	KVUE	A	0.42%	0.23%	0.23%
	LIN	D	0.04%	0.14%	0.04%
	LKQ	D	0.14%	0.06%	0.06%
	LLY	F	0.23%	1.21%	0.23%
	LNT	A	0.08%	0.09%	0.08%
	LOW	C	0.26%	0.27%	0.26%
	LUV	B	0.25%	0.11%	0.11%
	LVS	C	0.08%	0.08%	0.08%
	LYB	F	0.07%	0.13%	0.07%
	MA	B	0.04%	0.23%	0.04%
	MAA	B	0.1%	0.1%	0.1%
	MCD	D	0.5%	0.23%	0.23%
	MCHP	F	0.14%	0.2%	0.14%
	MDT	D	0.06%	0.56%	0.06%
	MET	A	0.21%	0.11%	0.11%
	META	D	0.47%	2.13%	0.47%
	MMM	D	0.17%	0.36%	0.17%
	MO	A	0.35%	0.56%	0.35%
	MPWR	F	0.22%	0.12%	0.12%
	MRK	F	0.24%	0.71%	0.24%
	MS	B	0.26%	0.94%	0.26%
	MSCI	C	0.04%	0.23%	0.04%
	MSFT	D	0.32%	6.07%	0.32%
	MTB	B	0.06%	0.22%	0.06%
	MU	D	0.15%	0.2%	0.15%
	NEE	D	0.24%	0.11%	0.11%
	NEM	F	0.25%	0.01%	0.01%
	NFLX	B	0.22%	0.64%	0.22%
	NI	A	0.33%	0.09%	0.09%
	NKE	F	0.33%	0.13%	0.13%
	NOW	B	0.22%	0.47%	0.22%
	NSC	A	0.08%	0.07%	0.07%
	NTAP	C	0.17%	0.14%	0.14%
	NTRS	A	0.08%	0.13%	0.08%
	NVDA	C	0.13%	6.83%	0.13%
	NXPI	D	0.23%	0.35%	0.23%
	O	D	0.07%	0.28%	0.07%
	OKE	C	0.24%	0.38%	0.24%
	OMC	C	0.34%	0.11%	0.11%
	ORCL	C	0.34%	0.5%	0.34%
	PANW	C	0.16%	0.27%	0.16%
	PAYX	B	0.21%	0.26%	0.21%
	PEG	A	0.26%	0.16%	0.16%
	PEP	F	0.18%	0.57%	0.18%
	PFE	D	0.24%	0.66%	0.24%
	PFG	C	0.21%	0.12%	0.12%
	PG	A	0.42%	0.78%	0.42%
	PKG	B	0.06%	0.12%	0.06%
	PLD	D	0.06%	0.43%	0.06%
	PLTR	B	0.23%	0.31%	0.23%
	PM	B	0.35%	0.86%	0.35%
	PNC	A	0.06%	0.5%	0.06%
	PPL	B	0.08%	0.14%	0.08%
	PRU	A	0.2%	0.28%	0.2%
	PSA	C	0.11%	0.29%	0.11%
	PSX	C	0.51%	0.22%	0.22%
	QCOM	F	0.22%	0.74%	0.22%
	REG	B	0.06%	0.07%	0.06%
	RF	B	0.06%	0.15%	0.06%
	ROK	B	0.03%	0.2%	0.03%
	RTX	D	0.08%	0.18%	0.08%
	SBUX	B	0.48%	0.3%	0.3%
	SJM	D	0.21%	0.07%	0.07%
	SLB	C	0.35%	0.06%	0.06%
	SMCI	D	0.15%	0.03%	0.03%
	SNA	A	0.25%	0.11%	0.11%
	SNPS	B	0.34%	0.11%	0.11%
	SO	D	0.08%	0.53%	0.08%
	SPG	C	0.07%	0.33%	0.07%
	STT	A	0.12%	0.18%	0.12%
	STX	D	0.17%	0.11%	0.11%
	SW	B	0.07%	0.16%	0.07%
	SWK	D	0.27%	0.08%	0.08%
	SWKS	F	0.21%	0.08%	0.08%
	SYK	C	0.12%	0.02%	0.02%
	SYY	C	0.75%	0.17%	0.17%
	T	A	0.33%	0.79%	0.33%
	TAP	C	0.25%	0.05%	0.05%
	TER	F	0.17%	0.02%	0.02%
	TFC	B	0.06%	0.38%	0.06%
	TGT	F	0.17%	0.28%	0.17%
	TROW	A	0.09%	0.16%	0.09%
	TSCO	C	0.12%	0.04%	0.04%
	TSLA	B	0.28%	1.48%	0.28%
	TSN	B	0.36%	0.11%	0.11%
	TT	B	0.07%	0.02%	0.02%
	TXN	D	0.23%	0.85%	0.23%
	UBER	D	0.11%	0.28%	0.11%
	UDR	B	0.1%	0.08%	0.08%
	UNH	B	0.26%	0.87%	0.26%
	UNP	C	0.08%	0.3%	0.08%
	UPS	C	0.09%	0.57%	0.09%
	USB	A	0.06%	0.47%	0.06%
	V	A	0.04%	0.34%	0.04%
	VICI	C	0.06%	0.19%	0.06%
	VLO	C	0.5%	0.08%	0.08%
	VTR	D	0.11%	0.14%	0.11%
	VTRS	B	0.24%	0.1%	0.1%
	VZ	B	0.33%	0.77%	0.33%
	WBA	D	0.64%	0.04%	0.04%
	WEC	A	0.07%	0.18%	0.07%
	WELL	C	0.11%	0.12%	0.11%
	WFC	A	0.13%	0.42%	0.13%
	WMB	B	0.25%	0.41%	0.25%
	WMT	B	0.73%	0.03%	0.03%
	XEL	A	0.08%	0.21%	0.08%
	XOM	C	0.77%	1.35%	0.77%

SSPY Overweight 257 Positions Relative to UDIV

	Symbol	Grade	Weight
	KR	A	0.74%
	ROST	C	0.72%
	TJX	A	0.72%
	COF	B	0.7%
	SYF	A	0.69%
	DPZ	C	0.52%
	YUM	B	0.51%
	BRK.A	B	0.5%
	EA	C	0.49%
	MPC	F	0.49%
	TTWO	B	0.49%
	L	B	0.49%
	MSI	C	0.49%
	CHTR	C	0.47%
	MTCH	F	0.47%
	BWA	C	0.42%
	CHD	B	0.42%
	VST	B	0.41%
	CL	D	0.41%
	APTV	F	0.4%
	J	F	0.4%
	PWR	A	0.4%
	JBL	C	0.38%
	CEG	D	0.38%
	ADM	F	0.37%
	BG	F	0.37%
	HAL	C	0.34%
	TMUS	A	0.33%
	ATO	A	0.33%
	TPR	A	0.33%
	NRG	C	0.33%
	HCA	F	0.33%
	AWK	D	0.32%
	UHS	D	0.32%
	RL	B	0.32%
	LULU	C	0.31%
	FCX	F	0.3%
	DECK	A	0.3%
	DAL	B	0.28%
	UAL	B	0.28%
	GDDY	B	0.27%
	AKAM	F	0.27%
	VRSN	F	0.27%
	STLD	B	0.27%
	CNP	A	0.26%
	ENPH	F	0.26%
	NUE	D	0.26%
	HAS	D	0.26%
	CNC	F	0.26%
	NVR	D	0.26%
	HUM	C	0.26%
	LEN	C	0.25%
	GM	B	0.25%
	CTLT	B	0.25%
	MOH	F	0.25%
	STZ	D	0.25%
	ZTS	D	0.25%
	PHM	C	0.25%
	MNST	B	0.25%
	INCY	C	0.25%
	RJF	A	0.25%
	SCHW	A	0.25%
	MRNA	F	0.24%
	DHI	D	0.24%
	TRGP	B	0.24%
	KDP	D	0.24%
	BIIB	F	0.24%
	ELV	F	0.24%
	CPRT	A	0.23%
	ON	C	0.23%
	VRTX	D	0.23%
	PAYC	A	0.22%
	REGN	F	0.22%
	TYL	A	0.22%
	LW	C	0.22%
	DAY	A	0.22%
	FFIV	A	0.21%
	KEYS	B	0.21%
	AOS	D	0.21%
	MKC	D	0.21%
	QRVO	F	0.21%
	GL	C	0.2%
	AIG	B	0.2%
	IEX	B	0.2%
	IR	A	0.2%
	AFL	B	0.2%
	PARA	C	0.2%
	AIZ	B	0.2%
	ERIE	D	0.2%
	HSIC	B	0.2%
	FSLR	F	0.2%
	MHK	D	0.19%
	CI	D	0.19%
	XYL	D	0.19%
	TEL	B	0.19%
	PGR	A	0.19%
	MAS	C	0.19%
	WBD	C	0.19%
	PNR	B	0.19%
	BLDR	C	0.19%
	BBWI	C	0.19%
	HSY	F	0.18%
	RSG	A	0.18%
	CTAS	B	0.18%
	GEV	C	0.18%
	EQT	B	0.18%
	WM	A	0.18%
	MDLZ	F	0.18%
	ROL	B	0.18%
	MCK	C	0.18%
	COR	C	0.18%
	ADSK	B	0.17%
	ANSS	B	0.17%
	FTNT	C	0.17%
	DOV	A	0.17%
	WY	D	0.17%
	GE	D	0.17%
	MLM	B	0.17%
	DLTR	D	0.17%
	PTC	A	0.17%
	VMC	B	0.17%
	ULTA	F	0.17%
	WDC	C	0.17%
	BA	D	0.16%
	LH	B	0.16%
	TXT	D	0.16%
	DGX	B	0.16%
	TECH	C	0.15%
	A	D	0.15%
	WAT	B	0.15%
	MTD	F	0.15%
	WRB	A	0.14%
	AZO	C	0.14%
	IQV	F	0.14%
	TMO	F	0.14%
	URI	B	0.14%
	TRV	B	0.14%
	ORLY	B	0.14%
	CRL	C	0.14%
	CB	D	0.14%
	HIG	B	0.14%
	ACGL	D	0.14%
	KMX	B	0.14%
	EG	C	0.14%
	BALL	D	0.13%
	PCAR	B	0.13%
	CDW	F	0.13%
	AME	A	0.13%
	POOL	C	0.13%
	DE	B	0.13%
	EPAM	C	0.13%
	CTSH	B	0.13%
	ZBRA	A	0.13%
	WAB	B	0.13%
	IT	C	0.13%
	LDOS	D	0.13%
	HLT	A	0.12%
	MAR	A	0.12%
	ABNB	C	0.12%
	STE	F	0.12%
	EXPE	B	0.12%
	ZBH	C	0.12%
	GWW	A	0.12%
	DVA	B	0.11%
	BKNG	B	0.11%
	DXCM	C	0.1%
	PODD	B	0.1%
	HOLX	D	0.1%
	DHR	D	0.1%
	NWSA	B	0.1%
	IDXX	F	0.1%
	NWS	B	0.1%
	RVTY	D	0.1%
	ALGN	D	0.1%
	GEHC	F	0.1%
	FOX	B	0.1%
	FOXA	C	0.1%
	FMC	D	0.09%
	LMT	D	0.09%
	NOC	D	0.09%
	EXPD	C	0.09%
	RCL	B	0.09%
	CCL	B	0.09%
	CHRW	C	0.09%
	CF	B	0.09%
	NCLH	B	0.09%
	LYV	A	0.09%
	IVZ	B	0.09%
	RMD	C	0.09%
	ALLE	D	0.08%
	PCG	B	0.08%
	SRE	A	0.08%
	HWM	B	0.08%
	CARR	C	0.08%
	TDG	D	0.08%
	PH	A	0.08%
	OTIS	C	0.08%
	GNRC	B	0.08%
	WYNN	D	0.08%
	ODFL	B	0.08%
	HII	F	0.08%
	LHX	C	0.08%
	AMP	B	0.08%
	MOS	F	0.08%
	JBHT	C	0.08%
	CSX	B	0.08%
	CTVA	B	0.08%
	PPG	D	0.07%
	OXY	F	0.07%
	CZR	D	0.07%
	MRO	B	0.07%
	MGM	F	0.07%
	HES	C	0.07%
	PNW	B	0.07%
	CE	F	0.07%
	FI	A	0.06%
	EW	C	0.06%
	AVY	D	0.06%
	PYPL	A	0.06%
	BSX	C	0.06%
	FRT	A	0.06%
	SHW	A	0.06%
	SBAC	D	0.06%
	FICO	B	0.05%
	ECL	D	0.05%
	SOLV	C	0.05%
	BDX	F	0.05%
	TFX	F	0.05%
	WST	C	0.05%
	DD	D	0.05%
	ALB	C	0.05%
	JKHY	D	0.05%
	AON	A	0.04%
	MMC	A	0.04%
	BRO	B	0.04%
	EFX	D	0.04%
	CBRE	B	0.04%
	CSGP	C	0.04%
	VRSK	A	0.04%
	SPGI	C	0.04%
	GPN	C	0.04%
	FDS	B	0.04%
	MCO	A	0.04%
	CBOE	B	0.04%
	ICE	D	0.04%
	NDAQ	A	0.04%
	CPAY	A	0.04%
	AXP	A	0.04%
	MKTX	D	0.04%
	ROP	B	0.03%
	VLTO	C	0.03%
	NDSN	B	0.03%
	TDY	B	0.03%
	TRMB	B	0.03%
	FTV	B	0.03%
	AJG	A	0.03%
	WTW	B	0.03%

SSPY Underweight 34 Positions Relative to UDIV

	Symbol	Grade	Weight
	APO	A	-0.4%
	LRCX	F	-0.34%
	MELI	C	-0.28%
	VRT	B	-0.18%
	ARES	B	-0.18%
	COIN	B	-0.13%
	MRVL	B	-0.12%
	ZS	C	-0.11%
	DASH	A	-0.11%
	WSO	A	-0.11%
	SUI	D	-0.09%
	DDOG	A	-0.09%
	FNF	B	-0.09%
	EWBC	B	-0.09%
	WPC	D	-0.07%
	CG	B	-0.07%
	ELS	C	-0.07%
	WDAY	C	-0.06%
	SCCO	F	-0.06%
	HUBS	B	-0.06%
	SNOW	C	-0.06%
	CNH	A	-0.06%
	TTD	B	-0.06%
	NET	B	-0.06%
	MDB	C	-0.05%
	SQ	B	-0.04%
	RPRX	D	-0.04%
	ENTG	D	-0.04%
	CRBG	B	-0.04%
	AGR	B	-0.02%
	OKTA	C	-0.02%
	DT	C	-0.02%
	SIRI	C	-0.01%
	BSY	D	-0.01%

SSPY: Top Represented Industries & Keywords

Industries: Diversified Industrials Software - Application Utilities - Regulated Electric Business Services Semiconductors Diagnostics & Research Asset Management Oil & Gas E&P Aerospace & Defense Banks - Regional - US Capital Markets Drug Manufacturers - Major Packaged Foods Medical Devices Medical Instruments & Supplies Specialty Retail Credit Services Health Care Plans Household & Personal Products Information Technology Services

Keywords: S&P 500 Nasdaq 100 Natural Gas Computing Electricity Insurance Dow Jones Component Electronics Aerospace Chemical Medicine Real Estate Investment Trust Telecommunications Bank Banking Semiconductor Insurance Products Petroleum Industry Transport Investment Bank

UDIV: Top Represented Industries & Keywords

Industries: Software - Application Utilities - Regulated Electric Asset Management Semiconductors Banks - Regional - US REIT - Residential Drug Manufacturers - Major Packaged Foods Diversified Industrials Oil & Gas E&P Software - Infrastructure Specialty Retail Utilities - Diversified Banks - Global Business Services Household & Personal Products Semiconductor Equipment & Materials Discount Stores Packaging & Containers REIT - Diversified

Keywords: S&P 500 Nasdaq 100 Computing Natural Gas Dow Jones Component Electricity Real Estate Investment Trust Bank Banking Semiconductor Electronics Cloud Computing Mining Integrated Circuits Telecommunications Work From Home Cash Management Chemical Insurance Investment Bank