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KeyCorp. operates as the holding company for KeyBank National Association that provides various banking services in the United States. The company's Key Community Bank segment offers deposit and investment products; personal finance services and loans comprising residential mortgages, home equity, and installment loans for individuals; deposits, investment and credit products, and business advisory services to small businesses; and financial, estate and retirement planning, and asset management services to high-net-worth clients. This segment also provides commercial lending, cash management, equipment leasing, investment and employee benefit programs, succession planning, access to capital markets, and derivatives and foreign exchange to mid size businesses. The company's Key Corporate Bank segment offers real estate capital services, including construction and interim lending, permanent debt placements and servicing, equity and investment banking, and other commercial banking products and services to developers, brokers, and owner-investors. It also provides corporate banking services comprising cash management, interest rate derivatives, and foreign exchange products and services; commercial lending and treasury management; investment banking; derivatives, foreign exchange, and equity and debt underwriting and trading; and syndicated finance products and services to corporations and middle-market companies, as well as equipment financing for companies equipment manufacturers, distributors, and resellers. In addition, this segment manages or offers advice regarding investment portfolios for corporations, labor unions, not-for-profit organizations, governments, and individuals. As of December 31, 2012, the company operated 1,088 retail banking branches in 14 states; a telephone banking call center; and 1,611 automated teller machines in 15 states. KeyCorp. was founded in 1849 and is headquartered in Cleveland, Ohio.