XLF vs. UDI ETF Comparison

Comparison of SPDR Select Sector Fund - Financial (XLF) to USCF Dividend Income Fund (UDI)

XLF

SPDR Select Sector Fund - Financial

XLF Description

The investment seeks investment results that, before expenses, correspond to the price and yield performance of publicly traded equity securities of companies in The Financial Select Sector Index. In seeking to track the performance of the index, the fund employs a replication strategy. It generally invests substantially all, but at least 95%, of its total assets in the securities comprising the index. The index includes companies from the following industries: diversified financial services; insurance; commercial banks; capital markets; REITs; consumer finance; thrifts & mortgage finance; and real estate management & development. The fund is non-diversified.

Grade (RS Rating)

Last Trade

$50.70

Average Daily Volume

39,045,484

Number of Holdings ^*

* may have additional holdings in another (foreign) market

UDI

USCF Dividend Income Fund

UDI Description

USCF ESG Dividend Income Fund is an exchange traded fund launched and managed by USCF Advisers LLC. It is co-managed by Miller/Howard Investments, Inc. The fund invests in the public equity markets of the United States. It invests in stocks of companies operating across diversified sectors. It invests in growth and value stocks of companies across diversified market capitalization. It invests in stocks of companies that are deemed socially conscious in their business dealings and directly promote environmental responsibility. It employs fundamental and quantitative analysis with bottom-up stock picking approach to create its portfolio. The fund does not invest in stocks of companies operating across tobacco, firearms, controversial weapons, human rights violations or environmental abuses sectors. USCF ESG Dividend Income Fund is domiciled in the United States.

Grade (RS Rating)

Last Trade

$30.68

Average Daily Volume

4,786

Number of Holdings ^*

* may have additional holdings in another (foreign) market

Performance

Period	XLF	UDI
30 Days	6.41%	2.01%
60 Days	10.28%	3.41%
90 Days	13.33%	5.15%
12 Months	44.57%	28.37%

6 Overlapping Holdings

Symbol	Grade	Weight in XLF	Weight in UDI	Overlap
BAC	A	4.5%	2.51%	2.51%
BK	A	0.83%	4.28%	0.83%
CME	B	1.17%	2.35%	1.17%
GS	A	2.7%	4.9%	2.7%
JPM	A	10.0%	4.33%	4.33%
USB	A	1.14%	2.23%	1.14%

XLF Overweight 66 Positions Relative to UDI

Symbol	Grade	Weight
BRK.A	B	12.45%
V	A	7.49%
MA	B	6.24%
WFC	A	3.6%
MS	A	2.4%
SPGI	C	2.38%
AXP	A	2.36%
PGR	A	2.19%
BLK	B	2.12%
BX	A	1.9%
C	A	1.89%
FI	A	1.76%
SCHW	B	1.74%
MMC	B	1.58%
CB	C	1.57%
KKR	A	1.48%
ICE	C	1.31%
PYPL	B	1.27%
PNC	B	1.2%
AON	A	1.19%
MCO	B	1.1%
COF	C	1.02%
AJG	A	0.94%
TFC	A	0.9%
TRV	B	0.85%
AMP	A	0.8%
AFL	B	0.8%
ALL	A	0.75%
MET	A	0.71%
AIG	B	0.71%
FIS	C	0.7%
MSCI	C	0.69%
PRU	A	0.65%
DFS	B	0.63%
ACGL	C	0.54%
MTB	A	0.52%
HIG	B	0.5%
NDAQ	A	0.47%
FITB	B	0.46%
WTW	B	0.46%
GPN	B	0.43%
RJF	A	0.43%
STT	B	0.41%
TROW	B	0.39%
BRO	B	0.38%
HBAN	A	0.37%
SYF	B	0.37%
CPAY	A	0.37%
RF	A	0.35%
CINF	A	0.34%
NTRS	A	0.31%
CBOE	C	0.3%
CFG	B	0.3%
PFG	D	0.27%
FDS	B	0.27%
KEY	B	0.26%
WRB	A	0.26%
EG	C	0.23%
L	A	0.22%
JKHY	D	0.18%
AIZ	A	0.16%
MKTX	D	0.15%
ERIE	D	0.15%
GL	C	0.14%
IVZ	B	0.12%
BEN	C	0.1%

XLF Underweight 25 Positions Relative to UDI

Symbol	Grade	Weight
JEF	A	-5.31%
GILD	C	-4.57%
ORI	A	-4.43%
PAYX	B	-4.4%
JNJ	C	-4.09%
KO	D	-3.86%
CSCO	B	-3.7%
MDT	D	-3.65%
ABBV	F	-3.47%
CMCSA	B	-3.41%
EWBC	A	-3.31%
HST	C	-2.6%
LAMR	C	-2.58%
ASB	B	-2.57%
IPG	D	-2.54%
TXN	C	-2.26%
RHI	C	-2.02%
STAG	D	-1.8%
MRK	D	-1.8%
GSK	F	-1.71%
OMC	C	-1.69%
TGT	F	-1.56%
CAG	F	-1.56%
RDN	D	-1.43%
SON	F	-1.4%