KIE vs. UDI ETF Comparison

Comparison of SPDR S&P Insurance ETF (KIE) to USCF Dividend Income Fund (UDI)

KIE

SPDR S&P Insurance ETF

KIE Description

The investment seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of an index that tracks the performance of publicly traded companies in the insurance industry. In seeking to track the performance of the S&P Insurance Select Industry Index (the "index"), the fund employs a replication strategy. It generally invests substantially all, but at least 80%, of its total assets in the securities comprising the index. The index represents the insurance industry group of the S&P Total Market Index ("S&P TMI"). The fund is non-diversified.

Grade (RS Rating)

Last Trade

$49.48

Average Daily Volume

945,226

Number of Holdings ^*

* may have additional holdings in another (foreign) market

UDI

USCF Dividend Income Fund

UDI Description

USCF ESG Dividend Income Fund is an exchange traded fund launched and managed by USCF Advisers LLC. It is co-managed by Miller/Howard Investments, Inc. The fund invests in the public equity markets of the United States. It invests in stocks of companies operating across diversified sectors. It invests in growth and value stocks of companies across diversified market capitalization. It invests in stocks of companies that are deemed socially conscious in their business dealings and directly promote environmental responsibility. It employs fundamental and quantitative analysis with bottom-up stock picking approach to create its portfolio. The fund does not invest in stocks of companies operating across tobacco, firearms, controversial weapons, human rights violations or environmental abuses sectors. USCF ESG Dividend Income Fund is domiciled in the United States.

Grade (RS Rating)

Last Trade

$26.63

Average Daily Volume

Number of Holdings ^*

* may have additional holdings in another (foreign) market

Performance

Period	KIE	UDI
30 Days	-3.30%	-1.73%
60 Days	0.28%	-0.42%
90 Days	5.52%	1.82%
12 Months	28.27%	12.72%

1 Overlapping Holdings

	Symbol	Grade	Weight in KIE	Weight in UDI	Overlap
	ORI	A	2.27%	4.0%	2.27%

KIE Overweight 48 Positions Relative to UDI

Symbol	Grade	Weight
OSCR	A	2.57%
ACGL	A	2.37%
ALL	B	2.37%
PGR	B	2.31%
RGA	A	2.27%
AFL	B	2.23%
UNM	A	2.23%
LNC	D	2.22%
AIG	A	2.21%
L	A	2.21%
KMPR	B	2.2%
AEL	A	2.19%
PRU	C	2.19%
AXS	B	2.19%
MET	D	2.19%
CB	C	2.18%
EG	D	2.18%
CINF	D	2.17%
AFG	D	2.17%
HIG	D	2.17%
FNF	A	2.16%
PFG	C	2.16%
MKL	A	2.14%
RLI	D	2.12%
SIGI	F	2.12%
AIZ	C	2.12%
MMC	D	2.11%
TRV	C	2.11%
BRO	C	2.1%
RYAN	D	2.09%
FAF	F	2.07%
RNR	D	2.05%
AJG	C	2.05%
WTW	D	2.02%
WRB	D	2.0%
CNO	A	1.99%
ERIE	C	1.99%
AON	F	1.94%
THG	A	1.91%
PRI	D	1.89%
BHF	C	1.85%
AGO	D	1.82%
GNW	C	1.57%
KNSL	F	1.56%
GL	F	1.39%
WTM	A	1.3%
ESGR	B	1.3%
PLMR	B	0.87%

KIE Underweight 31 Positions Relative to UDI

Symbol	Grade	Weight
JPM	B	-5.12%
PAYX	D	-4.41%
KO	A	-4.22%
ABBV	D	-3.9%
JNJ	F	-3.82%
TXN	A	-3.75%
GS	A	-3.69%
CSCO	F	-3.63%
CMCSA	F	-3.62%
GILD	F	-3.5%
JEF	B	-3.49%
BK	A	-3.48%
HST	D	-3.47%
MDT	C	-3.39%
IPG	F	-3.26%
AVGO	D	-2.75%
MRK	B	-2.71%
LAMR	B	-2.6%
CME	D	-2.5%
MSM	F	-2.35%
ASB	A	-2.28%
BAC	B	-2.23%
STAG	D	-2.12%
EWBC	A	-2.05%
SON	D	-1.83%
OMC	B	-1.8%
PFE	D	-1.68%
CAH	F	-1.52%
UPS	F	-1.38%
CPT	A	-1.24%
MAA	B	-1.19%