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EVERTEC, Inc. provides various transaction processing services in Latin America and the Caribbean. The company operates in three segments: Merchant Acquiring, Payment Processing, and Business Solutions. The Merchant Acquiring segment offers various merchant acquiring services that enable point-of-sale (POS) and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefits transfer (EBT) cards. The Payment Processing segment provides authorization, processing, management, and recording of automated teller machine (ATM) and POS transactions, as well as ATM management and monitoring services to financial institutions. It also offers card processing services, including credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers; and payment processing services comprising payment and billing products for merchants, businesses, and financial institutions and EBT services. The Business Solutions segment provides business process management solutions in various product areas consisting of core bank processing, network hosting and management, information technology professional services, business process outsourcing, item processing, cash processing, and fulfillment for financial institutions, enterprises, and governments. The company offers its services through its direct sales force, as well as through value-added resellers, joint ventures, and merchant acquiring alliances. It processes approximately 1.8 billion transactions annually; and manages the electronic payment network for 4,100 automated teller machines and 104,000 point-of-sale payment terminals. The company was founded in 1988 and is headquartered in San Juan, Puerto Rico.