Securitization Stocks List

Related ETFs - A few ETFs which own one or more of the above listed Securitization stocks.

Securitization Stocks Recent News

Date Stock Title
Oct 31 WFC Ex-JPMorgan Adviser to Halt Client Poaching Amid Arbitration
Oct 31 WFC John McQuown, Who Pioneered Index Funds and Transformed Investing, Dies at Age 90
Oct 31 WFC Citigroup's Citi Digital Bill to Speed Up Receivable's Monetization
Oct 31 WFC Wells Fargo to Present at the BancAnalysts Association of Boston Conference
Oct 31 MFG Mizuho to Launch Saudi Arabia ETF With Sovereign Wealth Fund PIF
Oct 30 WFC Florida inadvertently banned most banks from selling securities in the state for weeks - report
Oct 30 WFC Bank of America is the latest bank to face AML scrutiny
Oct 30 WFC BofA discloses Zelle probe, says it may result in litigation
Oct 29 WFC Wells Fargo's Mayo assesses how the election will affect banks
Oct 29 WFC Wells Fargo Offers Customers a Convenient Way to Check Out Online With Paze
Oct 29 WFC Here is What to Know Beyond Why Wells Fargo & Company (WFC) is a Trending Stock
Oct 28 KB Is Deutsche Bank (DB) a Great Value Stock Right Now?
Oct 26 KB KB Financial Group Inc. (KB) Q3 2024 Earnings Call Transcript
Oct 25 KB KB or CM: Which Is the Better Value Stock Right Now?
Oct 25 WFC Another bad quarter for NYCB shows CRE problems are not yet behind banks
Oct 25 KB Recent Price Trend in KB Financial (KB) is Your Friend, Here's Why
Oct 25 WFC Dividend Roundup: Starbucks, Wells Fargo, Citigroup, Alcoa, and more
Oct 25 KB KB Financial Group Inc (KB) Q3 2024 Earnings Call Highlights: Navigating Challenges with ...
Oct 25 KB KB Financial Group Reports Q3 Revenue Dip Amid Profit Growth
Securitization

Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be described as bonds, pass-through securities, or collateralized debt obligations (CDOs). Investors are repaid from the principal and interest cash flows collected from the underlying debt and redistributed through the capital structure of the new financing. Securities backed by mortgage receivables are called mortgage-backed securities (MBS), while those backed by other types of receivables are asset-backed securities (ABS).
Critics have suggested that the complexity inherent in securitization can limit investors’ ability to monitor risk, and that competitive securitization markets with multiple securitizers may be particularly prone to sharp declines in underwriting standards. Private, competitive mortgage securitization played an important role in the U.S. subprime mortgage crisis.In addition, off-balance sheet treatment for securitizations coupled with guarantees from the issuer can hide the extent of leverage of the securitizing firm, thereby facilitating risky capital structures and leading to an under-pricing of credit risk. Off-balance sheet securitizations also played a large role in the high leverage level of U.S. financial institutions before the 2008 financial crisis, and the need for bailouts.The granularity of pools of securitized assets can mitigate the credit risk of individual borrowers. Unlike general corporate debt, the credit quality of securitized debt is non-stationary due to changes in volatility that are time- and structure-dependent. If the transaction is properly structured and the pool performs as expected, the credit risk of all tranches of structured debt improves; if improperly structured, the affected tranches may experience dramatic credit deterioration and loss.Securitization has evolved from its beginnings in the late 18th century to an estimated outstanding of $10.24 trillion in the United States and $2.25 trillion in Europe as of the 2nd quarter of 2008. In 2007, ABS issuance amounted to $3.455 trillion in the US and $652 billion in Europe. WBS (Whole Business Securitization) arrangements first appeared in the United Kingdom in the 1990s, and became common in various Commonwealth legal systems where senior creditors of an insolvent business effectively gain the right to control the company.
There are main players in securitization, they include investors, securiters and corporates.

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