Unum Group, together with its subsidiaries, provides group and individual disability insurance products primarily in the United States and the United Kingdom. The company's products comprise group long-term and short-term disability, group life, accidental death and dismemberment, individual disability, voluntary benefits, sickness, cancer and critical illness, and group and individual long-term care insurance products. Its products also include individual life and corporate-owned life insurance, reinsurance pools and management operations, group pension, health insurance, and individual annuities. In addition, the company provides a portfolio of other insurance products, including employer-and employee-paid group benefits, life insurance, and other related services. Unum Group markets its products primarily to employers interested in providing benefits to their employees. The company sells its products through field sales personnel, independent brokers, consultants, and agency sales force. Unum Group was founded in 1848 and is headquartered in Chattanooga, Tennessee.