Term Life Insurance Stocks List

Recent Signals

Date Stock Signal Type
2021-04-16 AAME Pocket Pivot Bullish Swing Setup
2021-04-16 AIG Bollinger Band Squeeze Range Contraction
2021-04-16 CINF Bollinger Band Squeeze Range Contraction
2021-04-16 FCF 20 DMA Resistance Bearish
2021-04-16 FCF Bollinger Band Squeeze Range Contraction
2021-04-16 FCF Three Weeks Tight Range Contraction
2021-04-16 GL Pocket Pivot Bullish Swing Setup
2021-04-16 GL New 52 Week High Strength
2021-04-16 GL New 52 Week Closing High Bullish
2021-04-16 GL Upper Bollinger Band Walk Strength
2021-04-16 LFC Bollinger Band Squeeze Range Contraction
2021-04-16 LNC New 52 Week Closing High Bullish
2021-04-16 LNC Bollinger Band Squeeze Range Contraction
2021-04-16 PRI Expansion Breakout Bullish Swing Setup
2021-04-16 PRI Pocket Pivot Bullish Swing Setup
2021-04-16 PRI New 52 Week Closing High Bullish
2021-04-16 PRI New 52 Week High Strength

Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions. If the life insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is typically the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.
Term life insurance can be contrasted to permanent life insurance such as whole life, universal life, and variable universal life, which guarantee coverage at fixed premiums for the lifetime of the covered individual unless the policy is allowed to lapse. Term insurance is not generally used for estate planning needs or charitable giving strategies but is used for pure income replacement needs for an individual.
Term insurance functions in a manner similar to most other types of insurance in that it satisfies claims against what is insured if the premiums are up to date and the contract has not expired and does not provide for a return of premium dollars if no claims are filed. As an example, auto insurance will satisfy claims against the insured in the event of an accident and a homeowner policy will satisfy claims against the home if it is damaged or destroyed, for example, by fire. Whether or not these events will occur is uncertain. If the policyholder discontinues coverage because he or she has sold the insured car or home, the insurance company will not refund the full premium.

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