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EZCORP, Inc. provides specialty consumer financial services. The company offers pawn loans that are non-recourse loans collateralized by tangible personal property, including jewelry, consumer electronics, tools, sporting goods, and musical instruments; sells merchandise comprising second-hand collateral forfeited from its pawn lending activities or purchased from customers, and new or refurbished merchandise from third party vendors; and buys and sells second-hand goods. It also provides various financial services, such as unsecured consumer loans, including single-payment loans, multiple-payment loans, lines of credit, and payroll withholding loans; secured consumer loans comprising single-payment and multi-payment auto title loans, and auto title line of credit; and debit cards. In addition, the company offers payroll deduction loans and online loans; fee-based credit services to customers seeking loans; and advice and assistance to customers in obtaining loans from unaffiliated lenders. It operates approximately 1,300 company-operated pawn, buy/sell, and personal financial services locations in the United States, Mexico, and Canada. As of November 27, 2012, the company operated as a franchisor for 10 franchised Cash Converters stores in Canada. EZCORP, Inc. was founded in 1989 and is headquartered in Austin, Texas.