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H&R Block, Inc., through its subsidiaries, provides tax preparation and related services to the general public in the United States, Canada, and Australia. It offers assisted income tax return preparation and related services through a system of retail offices operated directly by the company or by franchisees; and online tax services, including tax advice, professional and do-it-yourself tax return preparation, and electronic filing services through its Website at hrblock.com. The company also develops and markets H&R Block At Home, an income tax preparation software; and provides refund anticipation checks, Peace of Mind guarantee, and H&R Block Prepaid Emerald Mastercard and Emerald Advance lines of credit, as well as credit card and cashback refund discount programs. In addition, it offers traditional banking services, such as checking and savings accounts, individual retirement accounts, and certificates of deposit; and develops and offers applications for mobile devices that provide tax and related services. The company was founded in 1946 and is headquartered in Kansas City, Missouri.