KBE vs. UDI ETF Comparison

Comparison of SPDR S&P Bank ETF (KBE) to USCF Dividend Income Fund (UDI)

KBE

SPDR S&P Bank ETF

KBE Description

The investment seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of an index that tracks the performance of publicly traded national money centers and leading regional banks. In seeking to track the performance of the S&P Banks Select Industry Index (the "index"), the fund employs a replication strategy. It generally invests substantially all, but at least 80%, of its total assets in the securities comprising the index. The index represents the banks industry group of the S&P Total Market Index ("S&P TMI"). The fund is non-diversified.

Grade (RS Rating)

Last Trade

$47.93

Average Daily Volume

1,797,445

Number of Holdings ^*

* may have additional holdings in another (foreign) market

UDI

USCF Dividend Income Fund

UDI Description

USCF ESG Dividend Income Fund is an exchange traded fund launched and managed by USCF Advisers LLC. It is co-managed by Miller/Howard Investments, Inc. The fund invests in the public equity markets of the United States. It invests in stocks of companies operating across diversified sectors. It invests in growth and value stocks of companies across diversified market capitalization. It invests in stocks of companies that are deemed socially conscious in their business dealings and directly promote environmental responsibility. It employs fundamental and quantitative analysis with bottom-up stock picking approach to create its portfolio. The fund does not invest in stocks of companies operating across tobacco, firearms, controversial weapons, human rights violations or environmental abuses sectors. USCF ESG Dividend Income Fund is domiciled in the United States.

Grade (RS Rating)

Last Trade

$27.70

Average Daily Volume

Number of Holdings ^*

* may have additional holdings in another (foreign) market

Performance

Period	KBE	UDI
30 Days	11.21%	7.36%
60 Days	8.59%	3.92%
90 Days	8.61%	7.56%
12 Months	41.37%	16.54%

5 Overlapping Holdings

Symbol	Grade	Weight in KBE	Weight in UDI	Overlap
ASB	B	1.45%	2.44%	1.45%
BAC	B	1.47%	2.28%	1.47%
BK	A	1.44%	3.53%	1.44%
EWBC	B	1.38%	2.78%	1.38%
JPM	A	1.43%	5.33%	1.43%

KBE Overweight 86 Positions Relative to UDI

Symbol	Grade	Weight
JXN	C	1.82%
CRBG	B	1.69%
AX	B	1.61%
EQH	B	1.61%
FCNCA	C	1.53%
C	A	1.51%
COOP	B	1.48%
RDN	C	1.47%
MTG	C	1.47%
WFC	A	1.47%
OZK	C	1.47%
MTB	B	1.46%
VOYA	B	1.46%
BPOP	A	1.45%
NTRS	B	1.45%
FHN	B	1.45%
FITB	A	1.45%
NYCB	D	1.44%
CADE	B	1.44%
WAL	C	1.44%
TFC	A	1.43%
PNC	A	1.43%
ZION	B	1.43%
CFG	B	1.43%
HBAN	A	1.42%
COLB	C	1.41%
ONB	B	1.41%
WTFC	B	1.41%
APO	B	1.41%
BANC	D	1.38%
PB	C	1.38%
KEY	B	1.38%
CMA	B	1.38%
SNV	B	1.37%
RF	B	1.37%
PNFP	C	1.36%
CFR	D	1.35%
BKU	C	1.35%
VLY	D	1.33%
SSB	C	1.32%
USB	C	1.31%
TCBI	C	1.3%
WBS	D	1.29%
CBSH	B	1.25%
ESNT	C	1.24%
GBCI	C	1.18%
FNB	B	1.17%
HOMB	B	1.16%
WD	C	1.05%
HWC	B	1.05%
UBSI	C	1.01%
PFSI	B	1.01%
BOH	D	0.98%
FBP	B	0.96%
ABCB	C	0.94%
FIBK	C	0.91%
FULT	B	0.85%
UMBF	B	0.79%
UCBI	C	0.79%
TBBK	F	0.78%
NMIH	B	0.75%
CVBF	C	0.74%
FHB	B	0.73%
INDB	D	0.66%
FFIN	B	0.66%
CBU	C	0.65%
BOKF	B	0.64%
WSFS	B	0.63%
PPBI	C	0.59%
IBOC	B	0.57%
SFBS	C	0.53%
EBC	C	0.5%
SBCF	C	0.5%
CATY	C	0.49%
HTH	C	0.48%
AUB	C	0.47%
WAFD	C	0.44%
IBTX	D	0.44%
SFNC	D	0.41%
BANR	C	0.41%
TRMK	B	0.39%
FRME	C	0.39%
FFBC	B	0.38%
RNST	C	0.33%
LKFN	C	0.3%
WSBC	C	0.25%

KBE Underweight 26 Positions Relative to UDI

Symbol	Grade	Weight
JNJ	D	-4.44%
KO	B	-4.42%
PAYX	B	-4.23%
ORI	B	-4.13%
GS	A	-4.11%
TXN	A	-4.03%
ABBV	D	-3.75%
JEF	A	-3.72%
CMCSA	F	-3.49%
CSCO	D	-3.49%
MDT	C	-3.35%
GILD	F	-3.24%
IPG	D	-3.23%
HST	D	-3.07%
MRK	B	-2.71%
AVGO	A	-2.64%
LAMR	A	-2.64%
CME	D	-2.46%
MSM	D	-2.26%
STAG	D	-1.95%
SON	B	-1.85%
OMC	A	-1.84%
PFE	D	-1.78%
CAH	F	-1.37%
CPT	B	-1.28%
MAA	C	-1.2%